Pension & 401(k) Services

Pension & 401(k) ServicesThe word “confidence” is never more important than with the delivery of retirement benefits to your employees. To develop and foster your employees’ confidence and trust, employees must feel that the plan is efficiently funded and the assets are well managed and protected.  This means effective employee communication, competitive investment performance, timely and accurate statements, and flexible, convenient transaction capabilities.  How these services are communicated to your employees is what differentiates The Business Store from competitors.

The experienced retirement plan brokers who work with The Business Store have backgrounds in all aspects of qualified retirement plans and come to us from the planning, consulting, administration, and investment side of the industry.  You can depend on us for expertise in all aspects of plan servicing.


  • Plan Consulting  – Professional analysis and plan design assistance to match your objectives.
  • Investments  – A broad range of high-performing mutual funds, available for your employees to choose.
  • Record Keeping  – State of the art daily valuation record keeping system; quarterly participant statements, ad-hoc employer reporting available.
  • Voice Response System  – Plan administrator 24 hour automated phone access to participant accounts.  Account balance information; loan modeling and initiation; account transactions; investment literature request and statements are available.
  • Employee Communications  – On site enrollment, enrollment kits; benefit counseling; individual illustrations; employee video and newsletters; Internet home page with fund unit value and performance information; retirement planning software, etc.
  • Compliance Reporting  – Full discrimination testing; Summary Annual Reports, 5500 Forms, auditor’s packages, etc.


Define Benefit Plan

Cut your taxes by thousands of dollars this year


Dear Self-Employed Taxpayer: 

I am introducing this program to you because as your broker I am always looking for ways to help my clients save money, especially when it comes to reducing your income taxes to the IRS.  Please feel free to take a few minutes to review this and give me a call with your questions or I will call you if I don’t hear from you in a couple of days.

A remarkable IRS-approved retirement plan lets you possibly cut your taxes by substantially more than $40,000 each year.  You are eligible for this plan whether your self-employment income is from full-time or part-time work – or even from compensation as a consultant, or member of a company board of directors.

With this plan, you:

  • May be able to make a tax-deductible contribution of $100,000 or more each year to fund your retirement
  • Choose how much money to contribute as long as it’s not more than the maximum you are allowed
  • Grow your retirement contributions tax-deferred, making more money available when you retire
  • Choose how to invest the money
  • Have a range of options when you retire, including moving the money to an IRA rollover account, where it can keep growing tax-deferred

You do not have to reduce your standard of living to fund the plan.  I can show you how you might pay for it with money that is not needed to support your lifestyle, including “government money” – money you are now paying in income taxes.

This is a remarkable opportunity to cut your taxes by thousands of dollars this year and every year if you are age 40 or older.  But the plan has to be in place by the end of the fiscal year for your business, which for most people is December 31, 2012, to reduce your 2012 income taxes.  (You do not have to make the full contribution until your taxes are due in next year.)

This plan is not for everyone but it may be right for you.  Give me a call at xxx-xxx-xxxx and let’s talk about it.


Business Store of Insurance & Financial Services, Inc.


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